Thinking about retiring soon? You probably are feeling extremely excited about this new chapter. But, with all of the freedom that retirement brings, there are also some tough choices to make. One of the most important decisions you’ll have to make is where you want to live for your Golden Years. 

If Tampa isn’t on your radar for retirement, it definitely should be. The weather stays comfortable year-round, the cost of living and housing costs are both below the national average, and there are plenty of things to keep you busy from watching the Tampa Bay Buccaneers play in the NFL or taking trips to the nearby world-famous Gulf Coast beaches. It’s no wonder U.S. News and World Report ranks Tampa in the top 20 best places to retire!

Read on for some top tips for seniors interested in buying a home in Tampa to live out their Golden Years: 

Decide What Type of Home You’re Interested In

Tampa has it all when it comes to housing options. Whether you’re looking for a single-family home or a small condo, you’ll have plenty to choose from. When thinking about the type of home you’d like to live in for retirement, don’t forget to account for changing mobility needs, proximity to your favorite restaurants, grocery stores, and doctors, and the maintenance that will go into the home. It may seem like a nice idea to have a house with a large yard to relax in, but keep in mind that that will require you to manage the landscaping- something many people just do not feel like doing during their relaxing retirement. Working with a reputable real estate agent who can offer insight into the pros and cons of different housing types is a great way to ensure you find a home where you’ll be happy for years to come. 

Understand Retirement Communities and Their Amenities

Another great option for seniors is retirement communities, of which there are plenty to choose from in Florida! Retirement communities, also often referred to as 55+ communities, are properties specifically designed for adults over the age of 55. That means that essentially everyone who lives in these communities is retired and living a similar lifestyle, which provides a great social atmosphere. Some retirement communities are sprawling neighborhoods with a mix of housing styles, while some are standalone condo buildings. Your budget, preferences, and needs will determine which type of community is right for you. 

One thing essentially all retirement communities have in common is the amenities that management provides. Management handles all exterior maintenance such as gardening and landscaping, and any interior repairs your home may need. That means you can kick back and relax and enjoy your retirement, rather than spending time on home-related tasks. Many communities also offer social events for residents like pool parties or happy hours. If you’re still independent, social, and fairly active, but want to avoid the hassles of traditional homeownership, a retirement community could be the perfect fit for you. 

Consider Other Senior Living Options in Tampa

One problem with retirement communities is that residents are expected to still be independent, and personal assistance typically is not offered. This can be a problem for some as health conditions arise or worsen and mobility becomes more difficult. If you currently have health and mobility needs that require care beyond what is provided in a retirement community or think you might in the future, an assisted living community is a solid option. And, there are numerous highly-ranked assisted living facilities in Tampa for you to choose from. 

Ready to Explore Tampa?

To make sure you choose the right home for your retirement, it’s crucial to work with a realtor with deep knowledge of the area. Contact me, Brenda Christian, to learn all about the Bay Area and your housing options. We can find the perfect home for your Golden Years!